Non-custodial payouts orchestrator

Operator-grade payouts and treasury, on top of every rail.

PayCircle computes corridor, FX and fee logic in USDC, then hands you a payout instruction to execute on the account you already control. No custody, no balances, no wallet — just the math, the routing and the audit trail.

Desk status

Treasury

Northwind Treasury Ops

agent AP-TRS-01

Corridors live
10
Monthly limit
2,000,000 USDC
Remaining headroom
1,581,779.56 USDC
Custody held
0.00 — none, ever

Live corridor feed

updated 0s ago · refresh 10s

Swipe on mobile · auto-scrolls on desktop · hover to hold

All corridors →

Architecture

Three layers, cleanly separated.

USDC

Computation layer

USDC-denominated math: corridor selection, FX conversion, rail fee, 1% commission and total cost. Deterministic, snapshotted, auditable.

READ

Display layer

Operator views over the same numbers: live corridor feed, rate tables, treasury allowances and the agent ledger.

EXTERNAL

Rail layer

Your own accounts — Revolut GBP/EUR, Wise, SEPA. PayCircle emits an instruction; your rail moves the money. Always.

PayCircle

A computation and orchestration layer that sits on top of the rails you already operate. Unit of account: USDC. Custody: none.

PayCircle does

  • Computes corridor, FX and fee logic
  • Generates payout instructions
  • Logs every agent action to the ledger
  • Displays treasury-aware views

PayCircle does not

  • Hold user funds
  • Store balances
  • Act as a wallet or a bank
  • Execute payouts directly

PayCircle v1 · non-custodial orchestration · not a bank, not a wallet

Real settlement happens on your own rails (e.g. Revolut GBP/EUR).