PayCircle

Computation view

Rates engine

Every active corridor with its live FX rate, rail fee, 1% commission and total cost. Numbers are computed, never quoted as an offer to move funds — settlement happens on your own rail. The same payload is available as JSON at /rates/live.

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PayCircle

A computation and orchestration layer that sits on top of the rails you already operate. Unit of account: USDC. Custody: none.

/rates/payouts/ledger/membership

PayCircle does

  • Computes corridor, FX and fee logic
  • Generates payout instructions
  • Logs every agent action to the ledger
  • Displays treasury-aware views

PayCircle does not

  • Hold user funds
  • Store balances
  • Act as a wallet or a bank
  • Execute payouts directly

PayCircle v1 · non-custodial orchestration · not a bank, not a wallet

Real settlement happens on your own rails (e.g. Revolut GBP/EUR).